Users can now fund their accounts using Visa/Mastercard, as well as Apple Pay and Google Pay. The fee is 3.6% with a minimum deposit amount of $15. SWIFT transfers (from $5) are commission-free but may take up to 5 business days. To make a deposit, a user must have a verified Binance account and a dollar-denominated bank card. Additionally, a brief BPay questionnaire must be completed. It requires stating the planned deposit volume for the year, the source of income, and employment status. Meanwhile, withdrawing dollars from Binance via SWIFT transfer will take up to 3 business days with a $25 fee.